MLR Examinations

The INS Companies' team provides Medical Loss Ratio (MLR) examination services for health entities as required by state insurance departments and the Center for Consumer Information and Insurance Oversight. Our professionals offer services that verify the accuracy and completeness of the health insurers’ MLR filing while conducting an effective and efficient examination.

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Practice Leaders

Richard Foster

Financial Regulation Manager

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Toni Bean

Financial Regulation Senior Specialist

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Joseph Jacobs

Financial Regulation Senior Specialist

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For More Information 215-625-2927

The INS Companies’ professionals are well-versed in the examination of MLR filings. Pursuant to state-specific and other applicable regulations, our professionals perform a review of an insurer’s MLR Reporting Form to verify compliance with all applicable statutes and regulations. Additionally, we are able to perform substantive testing to verify the various parts of the MLR Reporting Form, as well as detailed review of the data used by the insurer/issuer. Please contact us with any additional questions about our service offerings regarding MLR.